Q: How do I know if my loan is approved?

A: Once your loan is in principal approve, our loan consultant will call you to arrange for you to come down to our office to complete the paper work. Once all the administrative work is done, we will disburse the instant cash to you.

Q: If I have bad credit rating, what are the chances that my loan is approve?

A: We do not look at just credit rating when reviewing a loan application. Loans are approved on case by case basis. At Swift Credit, we put our customers as priority and will do our best to customize a loan package that will suit your financial capability.

Q: What kind of repayment schemes at available for borrowers?

A: At Swift Credit, we offer flexible loan repayment schemes that will suit each customer’s needs and requirements. Common repayment schemes are via weekly, bi-weekly, and monthly installment plans. While applying for a loan with us, do state your preferred repayment plan and we will look into how we can arrange that for you.

Q: I am a discharged bankrupt, am I still eligible in applying for a loan?

A: Absolutely yes, you are eligible in applying for a loan as long as you have been discharged from bankruptcy.

Q: What should I do if I am not able to repay my loan on the due date?

A: On situation where you realize that you will have difficulties paying your loan on the due date, do call us up to request for a loan extension. Approval is based on case by case basis.



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