Payday Loan Singapore

Get the Best Payday Loan for Urgent Financial Assistance

From One Of The Top Licensed Moneylenders In Singapore

Life has a way of throwing curveballs. There will be times when you fall short of cash but have bills to pay that cannot wait for the next salary as you will be faced with unnecessary late charges and interest rates. These unexpected expenses or emergencies leave you short on funds to tide you over until your next paycheck.

 

When your savings can’t cover the gap, the stress can quickly mount, especially if you’re tempted to borrow from unregulated sources with high interest rates.

 

Instead, consider a fast and hassle-free solution: a payday loan from Swift Credit, a licensed money lender listed with the Registry of Moneylenders under the Ministry of Law. These legal short-term loans are intended to provide quick cash for your emergency financial needs, with fair interest rates and flexible terms.

 

What is a Payday Loan?

A payday loan is a type of short-term unsecured loan that is payable on the next payday. 

Payday loan tenures typically last 30-31 days and require a single repayment.

 

Benefits of a Payday Loan with Swift Credit

Our Loans Are Personalised, Offering Borrowers Exclusive Advantages

 

See how our loan services can help many borrowers:

 

  • Enhanced Credit Scores

Our loans can help improve your credit score with timely repayments.

 

  • Flexible Repayment Terms

We ensure that loan repayments are manageable, allowing you to repay comfortably.

 

  • Low Interest Rate Loans

Our fast cash loan options have lower interest rates and no hidden charges.

 

  • Instant Approval, Instant Cash

Enjoy the benefits of a payday loan without the stress of complicated loan processing.

 

  • Easy Online Loan Application

Applying for a payday loan has never been simpler, thanks to our online application form and Singpass MyInfo.

 

  • 100% Privacy & Confidentiality

Your personal details are 100% safe in our secured database.

QUICK LOAN APPLICATION

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    18.97.14.88

    Need Cash? Get a Competitive Interest Rate Payday Loan in Singapore with Flexible Repayment Terms!

    Frequently Asked Questions

    We have the answers for you.

    What are the eligibility and criteria for applying for a loan?

    The applicant should be: 

    • A Singapore citizen
    • At least 21 years of age
    • Employed / self-employed

    What is the loan application process and what are the required documents?

    We have a straightforward application process.

    Step 1. Simply complete our online loan application form or apply via Singpass MyInfo for a seamless process. 

    Step 2. Our loan officer will contact you, present the required documents in our office, and then sign the loan agreement.

    Step 3. Receive your loan instantly.

    What are the required documents to get a payday loan?

    To apply for our Payday loan, the following documents may be required:

    • NRIC
    • Latest 3 months original payslip
    • CPF statements
    • Income tax statement
    • Original PUB bill or handphone bill that reflects current residential address

    How long does the approval process take?

    If you have submitted the correct documents, get your loan approval within 5-10 minutes. Instant Cash will be disbursed upon approval. When applying, please ensure that you have the documents ready for submission to speed up the application.

    What will I consider when taking a payday loan from a licensed moneylender?

    When considering a cash loan from a money lender in Singapore, check the:

    • Interest Rates and Fees: Understand the costs involved. Ask if there are any hidden fees – service fees, origination fees, etc.
    • Repayment Terms: Assess your financial situation to make a better decision. Identify the full loan amount and repayment plan you need.
    • Lender’s Reputation: Research about the credibility and reviews of the lending company.

    Can I take a payday loan even with a poor credit history?

    Yes, you can apply for a payday loan with us today, even if you have poor credit or bad credit. We can personalise our loan products to fit your specific needs, allowing for flexible monthly repayments.

    Are payday loans good for my credit score?

    Repaying the loan on time can enhance your credit score. A strong repayment record boosts your credit score and makes it easier to secure loans in the future and potentially obtain lower interest rates. A good credit score may help you obtain better loan terms as well.

    Are there any charges for early repayments?

    No, we do not charge any fees for early loan repayments. Any outstanding interest will be nullified once you repay your loan earlier than the date stipulated in your loan contract.

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