Personal Loan Singapore
From One Of The Top Licensed Moneylenders In Singapore
Swift Credit is a licensed moneylender in Singapore, offering various financial solutions including personal loans in Singapore at low interest rates. Our loan officers can clarify any concerns regarding Swift Credit personal loans and assist you with how to access your money within the same day.
What is a Personal Loan?
A personal loan is a type of unsecured loan that is applied and taken for personal use. Such personal needs could be for medical emergencies, special occasions such as weddings or grand birthday celebrations, a much-needed vacation, or home renovation work.
Regardless of what the reasons may be, Swift Credit licensed money lender is happy to assist you with the best loan for your unique needs.
Benefits of a Personal Loan with Swift Credit
Our Loans Are Personalised, Offering Borrowers Exclusive Advantages
See how our loan services can help many borrowers:
- Enhanced Credit Scores
Our loans can help improve your credit score with timely repayments.
- Flexible Repayment Terms
We ensure that loan repayments are manageable, allowing you to repay comfortably.
- Low Interest Rate Loans
Our fast cash loan options have lower interest rates and no hidden charges.
- Instant Approval, Instant Cash
By taking out a personal loan with us, you enjoy the benefits of a personal loan without the stress of complicated loan processing.
- Easy Online Loan Application
Applying for a personal loan has never been simpler, thanks to our online application form and Singpass MyInfo.
- 100% Privacy & Confidentiality
Your personal details are 100% safe in our secured database.
QUICK LOAN APPLICATION
No Spam. Your IP is Recorded
18.97.9.173
18.97.9.173
Need Cash? Get a Competitive Interest Rate Personal Loan in Singapore with Flexible Repayment Terms!
Frequently Asked Questions
We have the answers for you.
What are the eligibility and criteria for applying for a loan?
To qualify for a loan with Swift Credit, you’ll have to:
- Be a Singapore Citizen,
- Permanent Resident or a Foreigner with a valid work permit
- Be at least 21 years old
- Be employed / self-employed
What is the loan application process and what are the required documents?
The loan application process involves a few steps for borrowers seeking a loan package to meet their financial goals and keep their debt as light as possible. Simply complete our online loan application form or apply via Singpass MyInfo for a seamless process. Submit essential documents like:
- NRIC
- Latest 3 months’ original payslips or employment contract stipulating your monthly salary
- CPF statements
- Income tax statement
- Original PUB bill or handphone bill that reflects current residential address
Head to our office, sign the loan agreement then get your funds instantly.
How long does the approval process take?
If you have submitted the correct documents, get your loan approval within 5-10 minutes. Instant Cash will be disbursed upon approval. When applying, please ensure that you have the documents ready for submission to speed up the application.
What will I consider when taking a cash loan from a licensed moneylender?
When considering a cash loan from a money lender in Singapore, check the:
- Interest Rates and Fees: Understand the costs involved – monthly installments. Ask if there are any hidden fees – service fees, origination fees, etc.
- Repayment Terms: Assess your financial situation to make a better decision. Only get the full loan amount you urgently need.
- Lender’s Reputation: Research about the credibility and reviews of the lending company.
Can I take a personal loan even with a poor credit history?
Whether you’re a Singapore citizen or a foreigner, you can apply for a personal loan with us, even if you have poor credit or bad credit. We can customise your loans to fit various needs, allowing for flexible monthly repayments.
What makes Swift Credit personal loans different from banks?
Unlike personal loans from other financial institutions, our online personal loans are designed to address your financial needs more effectively at lower interest rates. We have streamlined online applications without rigorous credit checks.
Once your loan is approved, you can get your money instantly, addressing your urgent needs. Our process is fast and easy, allowing you to keep your debt manageable. For more assistance, feel free to contact us and discover how we can support you in your journey to secure the funds you need.
