About Us

About Swift Credit

Licensed Moneylender in Singapore since 2009

Swift Credit Pte Ltd has been a licensed moneylender in Singapore since 2009. We are registered with the MinLaw Registry of Moneylenders. Our office is at 192 Waterloo Street, #02-06, Skyline Building, five minutes from Bugis MRT Exit C and Rochor MRT Exit A.

We lend money transparently, within the fee caps and borrowing limits set by MinLaw, and we explain every term before anyone signs anything.

We are located in the area of Bugis, Rochor, and Waterloo Street, which draw a diverse mix of residents, workers, students, and newcomers. The Kwan Im Thong Hood Cho Temple draws visitors from across the island. SMU is a short walk down Victoria Street. The arts and heritage community has always been rooted along this corridor.

Who We Lend To

Most of the people who walk through our door are not in a financial crisis. They are in a gap. The bank said no. The renovation costs came in above what the HDB reno loan covers. The wedding deposit is due before the ang bao arrives. The salary is a few days away and the bill cannot wait. These are the people we have been helping since 2009.

We Serve All of Them.

5-Star Service, Verified by Thousands.

Join over 10,000 clients who have experienced the Swift difference in Bugis.

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Blood Stone profile picture
Blood Stone
4 days ago
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Best and fast my ray

Owner's reply
Dear Blood, thank you for sharing your positive experience with us. We are thrilled to know that you found our loan services efficient and reliable. At Swift Credit, we always strive to provide seamless loan processes and fast support to all our valued clients. Should you have any future financial needs, don’t hesitate to contact us. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Jac Tan profile picture
Jac Tan
5 days ago
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Superb service by officer ray. Super helpful best licensed money lender

Owner's reply
Thank you, Jac, for your kind words! We're thrilled you had a positive experience with our loan services, and we'll be sure to pass your praise onto Ray. It's our goal to provide helpful and reliable financial support. If you ever need assistance in the future, we're here for you. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Me profile picture
Me
5 days ago
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Smooth transaction.

Owner's reply
Thank you for your feedback! We're delighted to hear that your transaction was smooth. Providing a seamless loan process and professional customer services is our priority. If you need financial support in the future, feel free to reach out. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Muhammad Farhan profile picture
Muhammad Farhan
6 days ago
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Owner's reply
Thank you, Muhammad, for the stellar rating! We're thrilled to know our services met your expectations. Our team takes pride in offering seamless and professional loan services to provide valuable financial support. Should you need any assistance in the future, don't hesitate to reach out. Wishing you the best ahead! Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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troy see profile picture
troy see
6 days ago
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Owner's reply
Thank you, Troy, for your positive feedback! We’re glad you are satisfied with our reliable loan services. Should you need assistance in the future, don’t hesitate to reach out. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Teck Sien Koh profile picture
Teck Sien Koh
8 days ago
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Quick Approval And Staffs Explained Clearly. Understanding Of Our Needs. Thanks To The Management Of The Comapny

Owner's reply
Thank you, Teck Sien, for your feedback! We're delighted to hear our team provided clear explanations and understood your needs during the seamless loan process. Delivering professional customer service is our top priority, and we’re glad to have supported you. Should you require further assistance or fast installment loans, feel free to reach out to us. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Mmohamadrazif Zainudin profile picture
Mmohamadrazif Zainudin
8 days ago
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Fast service good

Owner's reply
Thank you, Mmohamadrazif, for sharing your thoughts! We're delighted to hear you appreciated our fast service. Ensuring a seamless loan process is our priority, and we're glad we could support your financial needs effectively. If there's anything further we can assist you with, please don't hesitate to reach out. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Irudi Magane profile picture
Irudi Magane
12 days ago
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Good service. Able to get loan on the same day.

Owner's reply
Thank you, Irudi, for sharing your experience with our loan services. We're glad our seamless loan process met your needs and provided timely financial support. Your feedback will help others seeking reliable licensed moneylenders like us. Feel free to reach out again for fast installment loans or any other assistance you may require. We appreciate your kind words. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Ramesh Sanjeevi profile picture
Ramesh Sanjeevi
13 days ago
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Tqvrmch for kind assistant. Tq Nicole. Fast and straight forward.

Owner's reply
Thank you, Ramesh, for sharing your positive experience. We're delighted to hear that Nicole provided efficient and straightforward assistance. Your satisfaction validates our commitment to offering professional customer services and seamless loan processes. If you need further financial support in the future, feel free to reach out to us. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Aida Aida profile picture
Aida Aida
18 days ago
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Owner's reply
Thank you, Aida, for your kind review! We are delighted to know that you had a positive experience with our loan services. Providing seamless loan processes and professional support is our priority. If you have any suggestions or need further assistance, feel free to reach out. Your feedback motivates us to continue delivering excellent service. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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How We Operate

Before we disburse any loan, we explain the full contract in simple terms you understand. You will know the interest rate, monthly repayment, total cost, and what happens if circumstances change. You have the right to walk away before you sign anything, and nothing is charged.

We do not contact you via SMS or WhatsApp offering loans. MinLaw prohibits unsolicited outreach and we fully comply.

Interest Rate

Clearly explained upfront so you understand the exact rate before proceeding.

Monthly Repayment Amount Interest Rate

Know your monthly repayment in advance with no surprises.

Total Loan Cost

Full transparency on the total amount payable before you sign.

Repayment Schedule & Conditions

Clear terms on repayment timeline and what happens if circumstances change.

One Thing We Always Do

We tell you what you qualify for before you visit. If the assessment says you do not qualify, we tell you that by phone or message. We do not let you make the trip for an answer you could have received from home. That is not a policy. It is the right way to treat people.