Loan Calculator

Adjust the sliders to estimate your monthly instalment. All figures are indicative only. Your actual loan offer is confirmed at out office.

How to Get Your Loan in 3-Step

Fast, digital, and fully transparent. From application to disbursement in minutes.

Apply in 2 Minutes Online

Use Singpass MyInfo at swiftcredit.sg. Your identity and income details are retrieved automatically. No manual form filling needed.

We Call You Within the Hour

Our loan consultants review your application and contact you during office hours. We discuss your loan amount and repayment terms before you travel to our office.

Visit Us. Sign. Get Your Cash.

Come to 192 Waterloo St, #02-06 Skyline Building. Under MinLaw regulations, physical identity verification at our registered office is required before any loan can be disbursed. Sign your contract after we walk you through every term. Funds disbursed the same day - cash or bank transfer.

How Much Can You Borrow?

Your borrowing limit is set by MinLaw based on your annual income and residency status.

Borrower Type Annual Income Maximum Loan Amount
Singapore Citizen or PR Below SGD 20,000 SGD 3,000
Singapore Citizen or PR SGD 20,000 and above Up to 6x monthly income
Foreigner with valid work pass Below SGD 10,000 SGD 500
Foreigner with valid work pass SGD 10,000 to SGD 19,999 SGD 3,000
Foreigner with valid work pass SGD 20,000 and above Up to 6x monthly income

Source: Ministry of Law — Guide to borrowing from licensed moneylenders

5-Star Service, Verified by Thousands.

Join over 10,000 clients who have experienced the Swift difference in Bugis.

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Blood Stone profile picture
Blood Stone
1 days ago
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Best and fast my ray
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Jac Tan profile picture
Jac Tan
2 days ago
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Superb service by officer ray. Super helpful best licensed money lender

Owner's reply
Thank you, Jac, for your kind words! We're thrilled you had a positive experience with our loan services, and we'll be sure to pass your praise onto Ray. It's our goal to provide helpful and reliable financial support. If you ever need assistance in the future, we're here for you. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Me profile picture
Me
2 days ago
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Smooth transaction.

Owner's reply
Thank you for your feedback! We're delighted to hear that your transaction was smooth. Providing a seamless loan process and professional customer services is our priority. If you need financial support in the future, feel free to reach out. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Muhammad Farhan profile picture
Muhammad Farhan
3 days ago
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Owner's reply
Thank you, Muhammad, for the stellar rating! We're thrilled to know our services met your expectations. Our team takes pride in offering seamless and professional loan services to provide valuable financial support. Should you need any assistance in the future, don't hesitate to reach out. Wishing you the best ahead! Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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troy see profile picture
troy see
3 days ago
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Owner's reply
Thank you, Troy, for your positive feedback! We’re glad you are satisfied with our reliable loan services. Should you need assistance in the future, don’t hesitate to reach out. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Teck Sien Koh profile picture
Teck Sien Koh
5 days ago
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Quick Approval And Staffs Explained Clearly. Understanding Of Our Needs. Thanks To The Management Of The Comapny

Owner's reply
Thank you, Teck Sien, for your feedback! We're delighted to hear our team provided clear explanations and understood your needs during the seamless loan process. Delivering professional customer service is our top priority, and we’re glad to have supported you. Should you require further assistance or fast installment loans, feel free to reach out to us. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Mmohamadrazif Zainudin profile picture
Mmohamadrazif Zainudin
5 days ago
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Fast service good

Owner's reply
Thank you, Mmohamadrazif, for sharing your thoughts! We're delighted to hear you appreciated our fast service. Ensuring a seamless loan process is our priority, and we're glad we could support your financial needs effectively. If there's anything further we can assist you with, please don't hesitate to reach out. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Irudi Magane profile picture
Irudi Magane
9 days ago
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Good service. Able to get loan on the same day.

Owner's reply
Thank you, Irudi, for sharing your experience with our loan services. We're glad our seamless loan process met your needs and provided timely financial support. Your feedback will help others seeking reliable licensed moneylenders like us. Feel free to reach out again for fast installment loans or any other assistance you may require. We appreciate your kind words. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Ramesh Sanjeevi profile picture
Ramesh Sanjeevi
10 days ago
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Tqvrmch for kind assistant. Tq Nicole. Fast and straight forward.

Owner's reply
Thank you, Ramesh, for sharing your positive experience. We're delighted to hear that Nicole provided efficient and straightforward assistance. Your satisfaction validates our commitment to offering professional customer services and seamless loan processes. If you need further financial support in the future, feel free to reach out to us. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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Aida Aida profile picture
Aida Aida
15 days ago
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Owner's reply
Thank you, Aida, for your kind review! We are delighted to know that you had a positive experience with our loan services. Providing seamless loan processes and professional support is our priority. If you have any suggestions or need further assistance, feel free to reach out. Your feedback motivates us to continue delivering excellent service. Best Regards, Swift Credit Pte Ltd +65 6684 4129 192 Waterloo St, #02-06 Skyline Building, Singapore 187966 www.swiftcredit.sg
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