Personal Loans
Need cash for a wedding, renovation, or medical emergency? Our personal loans offer flexible repayment terms and a maximum of legal 4% monthly interest. Skip the paperwork by applying with Singpass MyInfo for instant data verification and same-day money disbursement.
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Foreigner Loans
Living in Singapore on an EP, S-Pass, or Work Permit? We provide specialized loans to help with rental deposits, relocation costs, or family emergencies. With minimal document requirements and a high approval rate for foreigners, we make bridging your cash flow simple and secure.
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Payday Loans
Don't let unexpected bills disrupt your month. Our loans provide a short-term cash injection to cover essential expenses until your next paycheck arrives. Fast-track your application using Singpass for a fast in-principle approval, ensuring you stay ahead of your financial obligations.
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SME Business Loans
Empower your business with working capital or expansion funding. Our business loans are designed for SMEs needing quick financing. Unlike traditional banks, we offer flexible criteria for startups and local businesses, with fast processing to ensure you never miss a growth opportunity.
Read MoreLicensed Moneylender in Bugis: Fast Approval via Singpass
Swift Credit is a premier, fully legal moneylending firm conveniently located at the Skyline Building in Bugis. We are strictly regulated by the Registry of Moneylenders (MinLaw), ensuring a safe, transparent, and professional borrowing experience for all.
Why Choose Swift Credit Bugis?
As the best licensed money lenders in Bugis, Singapore, we aim to help those in need of quick financial solutions. We understand that urgent situations, like medical bills, require prompt action. Our money lending services are designed to lend you the sum you need, within an hour.
We adhere to the Moneylenders Act and rules to ensure fairness and transparency. You can rest assured that our terms and conditions are clear, with no lengthy restrictions or hidden obligations.
Borrow with confidence, knowing that we fully understand your financial difficulties. Whether you are a foreigner or local, our sincerity and commitment to your needs are at the forefront of our conduct.
With many testimonials from satisfied clients, we strive to provide the utmost peace of mind in your financial journey. Choose us for a transparent and supportive loan experience.
Why Choose Us?
Fast 15-Min Loan Approval:
Use Singpass Myinfo to skip manual document uploads and get cash the same day.
Legal Interest Caps:
We strictly adhere to the 4% monthly interest cap and legal fee structures.
CBD Convenience:
Located just a 5 minutes walk from Bugis MRT Exit C & Rochor MRT Exit A—perfect for a quick lunch-break consultation.
Guaranteed Privacy:
We prioritize your privacy, ensuring your details remain 100% secure.
Bespoke Loan Packages:
Tailored solutions for Personal, Foreigner, and Payday loans based on your unique needs.
How to Get Your Loan in 3 Simple Steps
Skip the queues and the paperwork. Our streamlined digital process gets you approved in 15-Mins and same day cash disbursement.
Step 1: Instant Digital Application via Singpass
Click the ``Apply with Singpass`` button to initiate your application. Using the Singpass MyInfo integration, our system securely auto-fills your verified personal and income data directly from government records. No more manual form-filling or uploading blurry pay slips—your data is 100% accurate and processed instantly.
Step 2: 15-Minute Consultation at Our Bugis Office
Once your digital application is received, visit our office at the Skyline Building (5 mins from Bugis MRT Exit C & Rochor MRT Exit A) for a quick face-to-face verification—a legal requirement by the Registry of Moneylenders. Our loan officers, will finalize your customized repayment plan and walk you through the transparent terms in plain English.
Step 3: Immediate Cash Disbursement
Upon signing your loan contract, we disburse your funds immediately. Choose to receive your cash on the spot or via instant PayNow/ bank transfer to your bank account. No waiting for ``next-day processing``—at Swift Credit, when we say ``fast cash``, we mean it.
Bugis’s Most Trusted Name in Licensed Moneylender
Why do Singaporeans choose Swift Credit? Because we put transparency first.
Frequently Asked Questions (FAQs)
Q: What are the advantages when applying for a loan with Swift Credit?
A: Swift Credit is licensed and regulated by the Registry of Moneylenders under the Ministry of Law, “Licence no: 142/2025”. We assure you that your personal details are 100% private and confidential. We offer legal loans with one of the lowest interest rates from 1% p.m. Furthermore, we tailor loan packages to suit your flexibility.
Q: How do I know if my cash loan is approved?
A: Simply submit your application online now, once your loan is in principal approved, our loan consultant will call you to arrange for you to come down to our office to complete the paperwork. Once all the administrative work is done, we will disburse instant cash to you.
Q: If I have a bad credit history, what are the chances that my loan will be approved?
A: At Swift Credit, we had more than 95% approval rates as we do not look at just credit rating when reviewing a loan application. Loans are approved on a case-by-case basis. We make our customers a priority and we will provide the best loan package that best fits your financial situation.
Q: What kind of repayment schemes are available for borrowers?
A: We offer flexible loan repayment schemes that will suit your needs and requirements. Common repayment schemes are via weekly, bi-weekly, and monthly repayment plans. While applying for a loan with us, do state your preferred repayment plan and we will look into how we can arrange that for you.
Q: Is there any early redemption fee?
A: No, Rather than charging an early redemption fee, we will provide a discount for early settlement on a case-to-case basis.
Q: How do I know if I'm eligible & what are the documents required?
A: As long as you are currently working with proof of income, you are eligible. You may find out more at https://www.swiftcredit.sg/eligibility/
Q: I am a discharged bankrupt, am I still eligible to apply for a loan?
A: Absolutely yes, you are eligible to apply for a loan as long as you have been discharged from bankruptcy.
Q: What makes Swift Credit one of the best loan solutions in Singapore?
A: As a reliable licensed money lender in Singapore, Swift Credit offers one of the lowest interest rates with no hidden fees, giving you efficient, convenient, and fast access to emergency cash for customers in need.
